After A Car Crash, Hiring A Gastonia Personal Injury Attorney Will Help You Pay Your Medical Bills

By Lakota R. Denton


How are medical bills paid after a car wreck? A Gastonia Personal Injury Attorney will help you find sources of money to pay your bills. If you are injure din a car wreck, you will likely be incurring substantial medical bills. Who will pay these bills? A Gastonia Personal Injury Attorney will help you decide who is responsible for your bills, and how much they will pay. It can be very complicated and difficult to attempt to handle a car accident claim without an attorney. If you want to try to handle it on your own, at least consult with a Gastonia personal injury attorney to get helpful advice, and to make sure you are not ruining your claim.

North Carolina law allow people who are injured in car accidents to recover from the person who caused the accident, the "at fault" driver. The injured person can either a) File a claim against the responsible driver, or b) File a lawsuit against the driver. Injured persons have a legal right to pursue avenues to force the at fault driver to pay for their medical bills. Sources of compensation include the at fault driver, that driver's insurance company, the injured person's car insurance, and health insurance coverage.

The at fault driver is legally required to help get your bills paid after a car accident. In North Carolina, the legal system follows a "fault" system of liability for car accidents. This means that the individual who causes the car accident is generally responsible for the damages or injuries caused by the car accident. Typically, fault is determined either by the police officer that responds to the accident or an insurance company investigator. However, unless the at-fault driver has a large amount of money or assets available, they are typically not able to cover or provide all the money required to pay for all the damages or medical bills of the victim. Because of this, North Carolina requires all drivers to maintain car insurance. You may need a Gastonia personal injury attorney to review your case and argue that the at-fault driver's insurance is responsible for your injuries.

The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.

You personal car insurance may also provide some compensation for your medical bills. You need to look at your own policy and determine if you have uninsured coverage, underinsured coverage, or medical payments. All three can help provide money to pay your medical bills. An attorney will help you determine if any of these apply to your case.

Health insurance may help you pay your bills after a car accident. Additionally, you may be able to pay your medical bills through health insurance providers like Medicare, Medicaid, or other private health insurance carriers if you are eligible for those services/benefits. However, if these services pay your medical bills, they will require repayment of these benefits as soon as you receive either compensation or a settlement from the at-fault driver or their insurance company. This is called subrogation.

Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.




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